Paul Gabrail is a testament to the power of disciplined investing, having accumulated a fortune through keen value investing principles. As the innovative founder of "Everything Money," a YouTube channel dedicated to teaching long-term wealth creation through strategic investments in stocks, real estate, and business growth, Paul imparts crucial lessons about the significance of the right investment mindset and systematic approaches to achieving financial success.
Born in Mosul, Iraq, in 1981, Paul's family moved to England when he was just six weeks old, as both his parents, who are doctors, sought further professional training. Their journey eventually led them to the United States for what was supposed to be a brief visit. However, they sought political asylum and made a permanent home in the U.S., ultimately settling in Canton, Ohio, by 1990.
Paul's financial education began during his formative years at Walsh Jesuit High School in Cuyahoga Falls, Ohio, amidst the dot-com bubble of the late 1990s. It was here that he first ventured into the stock market. Joining an investment club, he learned about Warren Buffett's investment philosophies, a pivotal moment that shifted his focus from speculative trading to genuine investing—viewing stock acquisition as buying into a business.
After completing his Economics degree at the University of Michigan in 2003, Paul founded The Crossroads Group in 2004, focusing on apartment investments in Ohio. This venture expanded under his guidance to include renovations and rental properties, and his brother now continues the legacy as the CEO of The Crossroads Group.
Paul distinguished himself during the 2007-2008 financial crisis by seizing the opportunity to invest in properties and stocks when others were withdrawing. His strategic investments during this period significantly expanded his portfolio and solidified his financial standing.
In real estate, Paul employs a systematic approach, recently evidenced by his acquisition of a 200-unit apartment complex in Louisville, Kentucky. He specializes in identifying properties undervalued by the market but with high potential for rental income, thus maximizing returns on investment.
His stock market strategy mirrors this approach: Paul invests in undervalued companies that show potential for long-term growth, focusing on future cash flows rather than transient market trends. This disciplined approach has allowed him to achieve returns that consistently outperform market averages.
Through his YouTube channel "Everything Money," which began as a podcast in 2018 and transitioned to YouTube in 2020, Paul educates a growing audience of over 265,000 subscribers. His content covers a broad spectrum of financial education, from detailed analyses of stock picks to wider discussions on financial planning and investment strategies.
Besides his pursuits of investment, Paul is a genuine chess player, maintaining a rating of 1750 on chess.com and engaging in nearly 300 games each month. He also follows sports ardently, being a dedicated fan of the University of Michigan football and the Cleveland Cavaliers, with their 2016 championship win marking a significant personal joy.
Paul lives in Moreland Hills, Ohio, with his wife, Lisa, where they enjoy a vibrant family life. Together, they have three children from Lisa's previous marriage and one grandchild. The couple travels frequently, cherishing their visits to London as their favorite getaway. Despite his success, Paul enjoys what he describes as a retirement lifestyle, filled with the flexibility to engage in his passions daily, reflecting the freedom his successful investment career has afforded him.
